How does HFH work?

Through volunteer labor, management expertise, and tax-deductible donations of money and materials, Habitat builds and rehabilitates homes with the help of the homeowners. Houses are sold to Partner Families and either no-interest or very low-interest mortgages are issued for a fixed period of 20 to 30 years. Their monthly mortgage payments, including taxes and insurance, are deposited into a revolving Fund for Humanity, which supports the construction of future Habitat houses.

How does the partnership with homeowners work?

Habitat is not a giveaway program but is a joint venture in which Partner Families who benefit are involved in the work at various levels. Each Partner Family is required to invest "sweat equity" hours into the construction of their home, fundraising, publicity and their own education. This reduces the cost of the house, increases the pride of ownership among family members, and fosters the development of positive relationships with other persons.

How are the partner families selected?

Families apply to the local Habitat projects. A family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program, and their ability to repay the loan. Every project follows a non-discriminatory policy of family selection. Neither race nor religion is a factor in choosing families to receive Habitat houses.

How can you help?

  • Get involved!
  • Contribute financially and/or participate in WAHFH fund raising events.
  • Volunteer, we need people to help build, serve on committees, work with the ReStore, and spread the word about WAHFH.